Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.